Rates & Fees
For a complete list of Fees click here.
| LOAN RATES |
| Loan Type |
Term |
APR* |
Limits |
| Line of Credit |
12 Months |
17.99% |
Max $1,500 |
| Unsecured Closed-End Loan |
36 Months |
10.99%-17.99% |
|
| |
48 Months |
12.99%-16.99% |
|
| |
60 Months |
13.99%-17.99% |
|
|
| New Vehicles (2008 & 2009) |
36 Months |
4.99%-15.49% |
80% Financing |
| |
48 Months |
5.99%-15.99% |
80% Financing |
| |
60 Months |
6.99%-16.49% |
80% Financing |
| |
72 Months** |
7.99%-8.49% |
80% Financing |
**Minimum Amount $40,000.00
|
| New Vehicles (2010 Models) |
36 Months |
5.49%-15.99% |
100% Financing |
| |
48 Months |
6.49%-16.49% |
100% Financing |
| |
60 Months |
7.49%-16.99% |
100% Financing |
| |
72 Months** |
8.49%-8.99% |
100% Financing |
**Minimum Amount $40,000
|
| Used Vehicles (1999-2009)*** |
36 Months |
7.49%-16.49% |
80% Financing |
| |
48 Months |
7.99%-17.49% |
80% Financing |
| |
60 Months |
8.49%-16.49% |
80% Financing |
| |
72 Months** |
8.99%-10.99% |
80% Financing |
**Minimum Amount $40,000.00
|
| Used Vehicles (1999-2009)*** |
36 Months |
7.99%-16.99% |
100% Financing |
| |
48 Months |
8.49%-17.99% |
100% Financing |
| |
60 Months |
8.99%-16.99% |
100% Financing |
| |
72 Months** |
9.49%-11.49% |
100% Financing |
**Minimum Amount $40,000.00
|
***Used Vehicles may not exceed 90,000 miles
|
| Share Secured Loan |
36 Months |
3.00%+ Maximum Share Rate |
|
Uses your regular share account as collateral
|
*Loan APR's are based on credit worthiness.
|
| SHARE RATES |
| Account |
Minimun Balance |
Dividend Rate |
APY |
| Savings |
$50.00 |
0.00% |
0.00% |
| |
$5,000.00 |
0.05% |
0.05% |
|
| Holiday Club |
$5.00 |
0.00% |
0.00% |
| |
$500.00 |
0.10% |
0.10% |
| Vacation/Travel Club |
$5.00 |
0.00% |
0.00% |
| |
$500.00 |
0.10% |
0.10% |
| CERTIFICATE RATES |
| Account Term |
Minimum Balance |
Dividend Rate |
APY |
|
| 12 Months |
$5,000.00 |
0.50% |
0.501% |
| |
$25,000.00 |
0.60% |
0.602% |
|
| 24 Months |
$5,000.00 |
0.75% |
0.753% |
| |
$25,000.00 |
0.95% |
0.954% |
Rates are subject to change. Please call for current rate information.
|
