Loan Rates Savings Rates Fees New Vehicles Term APR As Low As Up to 84 months 6.25% New Vehicles = Current or Prior Year Model $12K Miles or less Used Vehicles Term APR As Low As Up to 72 months 7.50% Used Vehicles = 2-10 Model Years under 100k Miles No payment for 90 days Title Loans Term APR As Low As Up to 60 months 9.25% Equity Loans = Loans with secured collateral up to 150% LTV, 150K Mi, and 15Y Unsecured Loan Term APR As Low As Up to 60 months 11.25% Max Amounts Based on combined unsecured debt with the CU Holiday Loan: $2,500 / 12Mo / 12% Unsecured Line of Credit Term APR As Low As - 17.99% Max Amounts Based on combined unsecured debt with the CU No Promo HELOC 1st Lien Term APR As Low As Up to 25 years 5.25% 5Y fixed / 10Y LOC / 25Y Term No Promo HELOC 2nd Lien Term APR As Low As Up to 25 years 5.75% 5Y fixed / 10Y LOC / 25Y Term No Promo