Overdraft Line of Credit
It happens to all of us. Protect yourself from going below $0 on your checking account.
Anytime you spend more than your available balance out of your checking account, we'll transfer up to $1500 from your Overdraft Line of Credit.
About the Overdraft Line of Credit:
- Credit limit based on credit worthiness
- Automatically covers electronic debits and share drafts
- Minimum monthly loan payments apply (as low as $25)
- It is a type of loan, so it will affect your credit score. When you make on-time payments, it will keep your credit score high.
What if I need to get a cash advance?
You can transfer money out of the line of credit into your checking account. Then, access the checking account via ATM, VISA debit card, branch withdrawals, etc.