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Overdraft Line of Credit

It happens to all of us. Protect yourself from going below $0 on your checking account.

Anytime you spend more than your available balance out of your checking account, we'll transfer up to $1500 from your Overdraft Line of Credit.

About the Overdraft Line of Credit:

  • Credit limit based on credit worthiness
  • Automatically covers electronic debits and share drafts
  • Minimum monthly loan payments apply (as low as $25)

Quick Facts:

  • It is a type of loan, so it will affect your credit score. When you make on-time payments, it will keep your credit score high.

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tipWhat if I need to get a cash advance?

You can transfer money out of the line of credit into your checking account. Then, access the checking account via ATM, VISA debit card, branch withdrawals, etc.